The URL can be used to link to this page

Home My WebLink About1993/10/04 RESOLUTION CONCERNING HOMEOWNER INSURANCE RATE INCREASE IN HARNETT COUNTYHARNETT COUNTY, NORTH CAROLINA. RESOLUTION CONCERNING HOMEOWNER INSURANCE RATE INCREASE IN HARNETT COUNTY THAT WHEREAS the Harnett County Board of Commissioners have become aware through the media that the homeowners of our County could experience a twenty two (22) percent increase in homeowners insurance premiums if approved by the North Carolina Department of Insurance; and WHEREAS, this will be a tremendous financial burden upon our citizens whom enjoy the American Dream of owning a home; and WHEREAS, Harnett County has established a Fire Marshals Office for the purpose of enforcement and investigation; and WHEREAS, Harnett County has invested millions of dollars in fire protection, education, and inspections; and WHEREAS, this investment was in large part based upon state mandates and directives which implied that such investments would restrain insurance costs and save consumer dollars; and WHEREAS, a natural disaster is no more prevalent to Harnett County than any other County in the State of North Carolina; and WHEREAS, no person or machine can predict the true nature of the weather with regards to predetermined disasters and their damage. NOW, THEREFORE, BE IT RESOLVED, that the Harnett County Board of Commissioners strongly oppose the proposed rate increase of 22% for Harnett County that has been requested by the insurance companies. This the Fourth Day of October, Nineteen Hundred and Ninety- Three. J H.L. Sorrel t., Chairman BBbatrice B. Hill, ce-Chairman — Joseph T. Bowden Dan B. Andrews Walt Titchener OCT -13 -S3 1B:SS FROM: DUNN BUSINESS MACHINES ID• SISBS26716 PAGE 1 Poet•H'•mera Na. of Pages Today acate Time Fax TransmMal Memo 7672 x • 93 r ) Fro, Cnmpssy 1 �II t �/y� Company I �t�f ahti�Ers NC�icc JU1 Location LOglkln 06pl. Charge Fax 0 Telephone It FIsit Telephone 0 Cemaenls y Orig'mal ❑Ooatrey �Reitum nCall la plekup J rLjJ tae 7�1C DUNN AREA CHAMBER OF COMMERCE, Inc. 209 West Divine Street, P.O. Box 543, Dunn, North Carolina 28335 919 -392 -4113 1@ ACCREDITED CIUMUlt OF COMMERC[ ew Resolution f Qrlra rrling Homeowner CHAMRFA IF COMMEAL'.L 0 INr J5i 11u •i AI 16 Insurance Rate Increase in Hnrneti. County 1 THAT WHEREAS the Board of M rectors of the Dunn Area Chamber of Commerce have become aware through the Harnett County Board of Commissioners and local media that The homeowners of our county could experience n twenty two (22) percent increase in homeowners insurance premiums if approved by the North Carolina Department of fnsuranee; and WHEREAS, this will be a tremendous finAnCi,al burden upon our citizens whom enjoy the American Dream of owning a home; and WHEREAS, Harnett County has established a Fire Marrhals Office for the purpose of enforcement and investigation; and WHEREAS, Harnett County has invested millions of dollars in fire 'protection, education, and Inspections; and WHEREAS, this investment was in large pttirt based upon state mandates and directives which implied that. Such investments would restrain insurance casts And save consumer dollars; and WHEREAS, a natural disaster is no more prevalent to Harnett County than any other County in the Stnte of North Carolina; and WT II, nn A., .. . . . .. El.t I.dld Pa91 WHEREAS, no person or machine can predict the true nature. of the weathez' with regards to predetermined disasters and their damage. NOW, THEREFORE, AF T7' RF901.VFT),, 1.1at. the Board of Directors of the Dunn Area Chamber of Commerce strongly supports the Harnett County Board of Commissioners in their, opposition to the proposed rate increase of 22% for Harnett County that: has been regtiested by the insurance companies. This the Eighth Day of October, Nineteen Hundred and Ninety- Three. 2m, Net rty Po , I I , Chairman "in,y Wi l terms, , Pcretnry I WORKING TOGETHER WORKS OCT -13 -93 16.68 FROM- DUNN BUSINESS MACHINES ID. 91989'19718 ERWIN AREIA CHAMBER OF COMMERCE " drniM CapitalOfThe World" P. 0. Box 6S5 Erwin, North Caroline 28339 (919)897.7300 October 12, 1993 Mr. Neil Emory County Hanager of Barnett County Lillingtnn, North Carolina 17346 Dear Mr. Emery: It Is the understanding of the Board of Directors of the Erwin Area Chamber of Co=erce that a meeting will take place this week regarding the proposed increase in home- owner's insurance. Ye would greatly appreciate it if you would voice the opinion of our board: The Erwin Chamber Board mat Monday, October 11, 1993, and voted to unite in the opposition to this proposed Increase. Thank you for reprasenting us in this matter. Sincerely, ERWIN ARL+A CHAMBER OF CO WRCE Jeff Hargrove 1993 president .Ili /age PACE 2 JCT 10 '00 10140 rROM rIGCT CITIZCNG 001 BOX 47 ANGIER, NORTH CAROLINA 27501 10(1X- in Cebooeel October 13, 1993 TO WHOM IT MAY CONCFRN-. Please be advised that the Angier Chamber of Commerce, Inc. voted at their regular Board of Directors Meeting October 12, 1993 to go on record opposing the 22`6 in- r AGC.Doi orepni=ed June 29. 1946 TELEPHONE 639 -2500 crease in Home - Owners Insurance Premiums for Harnett County. We do not think this increase to be equitable. 5incerely, ER CHAMBER OF COMMERCE, TNC. Patsy Y. McLean President "THE TOWN Of CREPE MYRTLES" ,ii iCTAL FA'3E.001 *1 \bmrn% October 13, 1993 Mr. Neil Emory Harnett County Manager P.O. Box 759 Lillington, North Carolina 27546 Dear Mr. Emory: Telephone 919- 893 -3751 Post Office Box 967 823 Main Street Lillington, NC 27546 -0967 I have been informed that the insurance industry proposes to raise the territory "base rate" for Harnett County (territory x/35) from a current rate of $291 to a rate of $355, an increase of 22 percent. I am writing to express my concern and opposition to an increase in the "base rate" of the magnitude of 22 percent. I understand that Harnett County is in a territory which includes many counties. However, I am familiar with the steps taken in both Lillington and Harnett County in the area of fire protection. Harnett County has established a Fire Marshall's Office for the purpose of instruction, inspection, investigation and enforcement of fire codes. Additionally, the Town of Lillington has recently employed a full time, paid professional fireman. The Lillington Fire Department has put in many long hours of training which resulted in a reduction of the Town's ISO rating from 8 to 5 within the past year. The County and the municipalities within the County are working to establish an enhanced 911 system in order to improve emergency services within the County which should result in better response time by the various fire departments. Furthermore, Harnett County has a county -wide water system which provides ready access to water to combat fires in rural areas as well as the municipalities. The Town of Lillington also employs 8 full time police officers. In this town of 1,500 citizens the police department provides around the clock police protection, with at least 2 police officers patrolling and on duty at any hour of the day or night. The Town also has within its limits the Harnett County Sheriff's Department and the North Carolina Highway Patrol. In short, the Town is relatively crime free. As a native of Harnett County, I can assure you that this county is a nice place to live. However, Harnett County is not a wealthy county. I am afraid that a 22 percent increase in the "base rate" for homeowners insurance would make housing unaffordable for many of our citizens. In addition, such an increase would wipe out any benefit as a result of the reduction of the Town's ISO rating. I regret that I have not been able to review in full the application of the Page 2 Harnett County Manager October 13, 1993 insurance companies in order to respond point by point to their stated reasons for requesting such a significant increase. However, I do not believe that such an increase is warranted, especially due to the fact that, in Harnett County and in Lillington, our elected officials and employees of our local governments have been working diligently to improve fire protection and the ability of law enforcement and emergency services to protect the lives and property of our citizens. All of these efforts benefit the insurance industry by decreasing the number and amount of claims. As President of the Lillington Chamber of Commerce, and on behalf of our members and the citizens of our town, I request that the proposal by the insurance industry to increase the "base rate" by 22 percent be denied. Please let me know if I can provide you any further information to assist you in this matter. Thank you for your consideration. With best regards, I am Sincerely, Alton D. Bain, President Lillington Area Chamber of Commerce ADB /mjh COATS AREA CHAMBER OF COMMERCE 46 Coats Area Chamber of Commerce A note from DEE HASKINS/ ExewdveSecmtuy October 15, 1993 TO: Mr. Tony Wilder County Manager's Office Dear Tony, RECEIVED SGT i 9 1993 HARNEI't.GOtINn Np CCt $ OF ICE I am sorry that I was unable to get the chamber's letter of opposition to the purpose homeowners resolution of a 22% insurance increase in your hands before the Thursday meeting in Raleigh. However, I did manage to send a letter directly to Commissioner Long on this issue. Ms. Williams, of the Dunn Chamber informed me about midday on Wednesday, October 13, 1993, of the importance of our support. She said that she thought that the meeting was on Friday or Monday. She later called back and stated that the meeting would be the next day (Thursday) instead. This was too short of notice for me to get our letter of support to your office. We, at the Coats Area Chamber of Commerce always want to be involved in all issues concerning Harnett County communities and the citizens. We appreciate the County Manager's office, and the efforts they are making to help stop this unjustified homeowners insurance rate increase. COATS AREA CHAMBER OF COMMERCE October 13, 1993 Department of Insurance: Homeowners Insurance Rates P.O. Box 26387 Raleigh, NC 27611 Attention: Jim Long, NC Insurance Commissioner Dear Commissioner Long, P.O. BOX 667 COATS, N.C. 27521 919 -897 -6213 The Coats Area Chamber of Commerce, its officers, Executive Board of Directors and the chamber membership do hereby notify you that we are in opposition of the purposed resolution for the twenty -two percent (22 %) increase of the homeowners insurance rate for Harnett County. The purposed increase would pose a hardship on area homeowners; especially the elderly homeowners on a fixed income. These are our retired senior citizen who have worked hard for many years for their homes. Also, the many younger homeowners with growing families in the county must be considered. The Coats area fire -chief has worked for and achieved the ISO rating of a three (3) for the Coats Community. Thus making the twenty two percent (22 %) increase unjustified. DS /dh cc: Harnett County Manager's Office 1 illington, NC 27546 Sincerely, L ov' Darrell Smitb, President Coats Area Chamber of Commerce DUNN AREA CHAMBER OF COMMERCE, Inc. 209 West Divine Street, P.O. Box 548, Dunn, North Carolina 28335 919 -892 -4113 91 ACCREDITED CHAMKR Of COMMIRCL Resolution Concerning Homeowner f.M,MAfO Fir cOMMtPrt 9 Or rMr JM1.•L 11 •Itert'i Insurance Rate Increase in Hnrne.tt. County THAI' WHEREAS the Board of of Commerce have become aware Commissioners end local media could experience a twenty two insurance premiums if approved Insurance; and Directors of the Ilur'tn Area Chamber through the Harriett County hoard of that, the homeowners of our county (22) percent increase in homeowners by the North Carolina Department. of WHEREAS, this will be a tremendous financial burden uperrr out- citizens whom enjoy the American Drenm of owning a home; and WHEREAS, Harnett County has esLablisl')Pd a Fire Marshals Office for the purpose of enforcement and investigation; and WHEREAS, Harnett County has invested millions of dollars in fire protection, education, and inspections; and WHEREAS, thin investment was in large phrt hared upon state inmrndates Arid directives which implied Chet: strrh investments would rer;trhin insurance costs and save consumer dollars; and WHEREAS, a natural disaster is no more County than any other County in the Stnte ut ,.rrrnnn An .. . . .. WHEREAS, no person or machine OHn predi the weather with regards to predetermined damage. prevalent to Harnett North Carolina; and E -tee¢. •'o Fa4e cc the true nature, of disasters and their NOW, THEREFORE, BE IT RESOLVED, that the Hotird of Directors of ttte Dunn Area Chamber of Commerce slrongl.y supports the Harnett County Board of Commissioners in their- opposition to the proposed rate increase of 22% for Harnett County that hnti bcaen requested by the insurance companies. This the Eighth Day of October, Nineteen Hundred and Ninety – Three. {; xy PorMr l I , Chairman ",9mnr,y WiI I «nc, Secretory