1993/10/04 RESOLUTION CONCERNING HOMEOWNER INSURANCE RATE INCREASE IN HARNETT COUNTYHARNETT COUNTY,
NORTH CAROLINA.
RESOLUTION CONCERNING HOMEOWNER
INSURANCE RATE INCREASE IN HARNETT COUNTY
THAT WHEREAS the Harnett County Board of Commissioners have
become aware through the media that the homeowners of our County
could experience a twenty two (22) percent increase in homeowners
insurance premiums if approved by the North Carolina Department of
Insurance; and
WHEREAS, this will be a tremendous financial burden upon our
citizens whom enjoy the American Dream of owning a home; and
WHEREAS, Harnett County has established a Fire Marshals Office
for the purpose of enforcement and investigation; and
WHEREAS, Harnett County has invested millions of dollars in
fire protection, education, and inspections; and
WHEREAS, this investment was in large part based upon state
mandates and directives which implied that such investments would
restrain insurance costs and save consumer dollars; and
WHEREAS, a natural disaster is no more prevalent to Harnett
County than any other County in the State of North Carolina; and
WHEREAS, no person or machine can predict the true nature of
the weather with regards to predetermined disasters and their
damage.
NOW, THEREFORE, BE IT RESOLVED, that the Harnett County Board
of Commissioners strongly oppose the proposed rate increase of 22%
for Harnett County that has been requested by the insurance
companies.
This the Fourth Day of October, Nineteen Hundred and Ninety-
Three. J
H.L. Sorrel t., Chairman
BBbatrice B. Hill, ce-Chairman — Joseph T. Bowden
Dan B. Andrews
Walt Titchener
OCT -13 -S3 1B:SS FROM: DUNN BUSINESS MACHINES ID• SISBS26716 PAGE 1
Poet•H'•mera Na. of Pages Today acate Time
Fax TransmMal Memo 7672 x • 93
r )
Fro,
Cnmpssy 1 �II t �/y� Company I �t�f
ahti�Ers NC�icc JU1
Location LOglkln 06pl. Charge
Fax 0 Telephone It FIsit Telephone 0
Cemaenls y Orig'mal ❑Ooatrey �Reitum nCall la plekup
J
rLjJ tae 7�1C
DUNN AREA CHAMBER OF COMMERCE, Inc.
209 West Divine Street, P.O. Box 543, Dunn, North Carolina 28335
919 -392 -4113 1@
ACCREDITED
CIUMUlt OF COMMERC[
ew
Resolution f Qrlra rrling Homeowner CHAMRFA IF COMMEAL'.L
0 INr J5i 11u •i AI 16
Insurance Rate Increase in Hnrneti. County 1
THAT WHEREAS the Board of M rectors of the Dunn Area Chamber
of Commerce have become aware through the Harnett County Board of
Commissioners and local media that The homeowners of our county
could experience n twenty two (22) percent increase in homeowners
insurance premiums if approved by the North Carolina Department of
fnsuranee; and
WHEREAS, this will be a tremendous finAnCi,al burden upon our
citizens whom enjoy the American Dream of owning a home; and
WHEREAS, Harnett County has established a Fire Marrhals Office
for the purpose of enforcement and investigation; and
WHEREAS, Harnett County has invested millions of dollars in
fire 'protection, education, and Inspections; and
WHEREAS, this investment was in large pttirt based upon state
mandates and directives which implied that. Such investments would
restrain insurance casts And save consumer dollars; and
WHEREAS, a natural disaster is no more prevalent to Harnett
County than any other County in the Stnte of North Carolina; and
WT II, nn A., .. . . . ..
El.t I.dld Pa91
WHEREAS, no person or machine can predict the true nature. of
the weathez' with regards to predetermined disasters and their
damage.
NOW, THEREFORE, AF T7' RF901.VFT),, 1.1at. the Board of Directors of
the Dunn Area Chamber of Commerce strongly supports the Harnett
County Board of Commissioners in their, opposition to the proposed
rate increase of 22% for Harnett County that: has been regtiested by
the insurance companies.
This the Eighth Day of October, Nineteen Hundred and Ninety-
Three.
2m, Net rty Po , I I , Chairman "in,y Wi l terms, , Pcretnry
I
WORKING TOGETHER WORKS
OCT -13 -93 16.68 FROM- DUNN BUSINESS MACHINES ID. 91989'19718
ERWIN AREIA CHAMBER OF COMMERCE
" drniM CapitalOfThe World"
P. 0. Box 6S5
Erwin, North Caroline 28339
(919)897.7300
October 12, 1993
Mr. Neil Emory
County Hanager of Barnett County
Lillingtnn, North Carolina 17346
Dear Mr. Emery:
It Is the understanding of the Board of Directors of the
Erwin Area Chamber of Co=erce that a meeting will take
place this week regarding the proposed increase in home-
owner's insurance. Ye would greatly appreciate it if you
would voice the opinion of our board: The Erwin Chamber
Board mat Monday, October 11, 1993, and voted to unite in
the opposition to this proposed Increase.
Thank you for reprasenting us in this matter.
Sincerely,
ERWIN ARL+A CHAMBER OF CO WRCE
Jeff Hargrove
1993 president
.Ili /age
PACE 2
JCT 10 '00 10140 rROM rIGCT CITIZCNG 001
BOX 47
ANGIER, NORTH CAROLINA 27501
10(1X- in Cebooeel
October 13, 1993
TO WHOM IT MAY CONCFRN-.
Please be advised that the Angier Chamber of Commerce,
Inc. voted at their regular Board of Directors Meeting
October 12, 1993 to go on record opposing the 22`6 in-
r AGC.Doi
orepni=ed June 29. 1946
TELEPHONE 639 -2500
crease in Home - Owners Insurance Premiums for Harnett
County. We do not think this increase to be equitable.
5incerely,
ER CHAMBER OF COMMERCE, TNC.
Patsy Y. McLean
President
"THE TOWN Of CREPE MYRTLES"
,ii iCTAL FA'3E.001 *1
\bmrn%
October 13, 1993
Mr. Neil Emory
Harnett County Manager
P.O. Box 759
Lillington, North Carolina 27546
Dear Mr. Emory:
Telephone 919- 893 -3751
Post Office Box 967
823 Main Street
Lillington, NC 27546 -0967
I have been informed that the insurance industry proposes to raise the territory
"base rate" for Harnett County (territory x/35) from a current rate of $291 to a
rate of $355, an increase of 22 percent. I am writing to express my concern and
opposition to an increase in the "base rate" of the magnitude of 22 percent.
I understand that Harnett County is in a territory which includes many counties.
However, I am familiar with the steps taken in both Lillington and Harnett County
in the area of fire protection. Harnett County has established a Fire Marshall's
Office for the purpose of instruction, inspection, investigation and enforcement
of fire codes. Additionally, the Town of Lillington has recently employed a full
time, paid professional fireman. The Lillington Fire Department has put in many
long hours of training which resulted in a reduction of the Town's ISO rating
from 8 to 5 within the past year. The County and the municipalities within the
County are working to establish an enhanced 911 system in order to improve
emergency services within the County which should result in better response time
by the various fire departments. Furthermore, Harnett County has a county -wide
water system which provides ready access to water to combat fires in rural areas
as well as the municipalities.
The Town of Lillington also employs 8 full time police officers. In this town
of 1,500 citizens the police department provides around the clock police
protection, with at least 2 police officers patrolling and on duty at any hour
of the day or night. The Town also has within its limits the Harnett County
Sheriff's Department and the North Carolina Highway Patrol. In short, the Town
is relatively crime free.
As a native of Harnett County, I can assure you that this county is a nice place
to live. However, Harnett County is not a wealthy county. I am afraid that a
22 percent increase in the "base rate" for homeowners insurance would make
housing unaffordable for many of our citizens. In addition, such an increase
would wipe out any benefit as a result of the reduction of the Town's ISO rating.
I regret that I have not been able to review in full the application of the
Page 2
Harnett County Manager
October 13, 1993
insurance companies in order to respond point by point to their stated reasons
for requesting such a significant increase. However, I do not believe that such
an increase is warranted, especially due to the fact that, in Harnett County and
in Lillington, our elected officials and employees of our local governments have
been working diligently to improve fire protection and the ability of law
enforcement and emergency services to protect the lives and property of our
citizens. All of these efforts benefit the insurance industry by decreasing the
number and amount of claims.
As President of the Lillington Chamber of Commerce, and on behalf of our members
and the citizens of our town, I request that the proposal by the insurance
industry to increase the "base rate" by 22 percent be denied. Please let me know
if I can provide you any further information to assist you in this matter. Thank
you for your consideration.
With best regards, I am
Sincerely,
Alton D. Bain, President
Lillington Area Chamber of Commerce
ADB /mjh
COATS
AREA CHAMBER
OF
COMMERCE
46
Coats Area Chamber of Commerce
A note from
DEE HASKINS/ ExewdveSecmtuy
October 15, 1993
TO: Mr. Tony Wilder
County Manager's Office
Dear Tony,
RECEIVED
SGT i 9 1993
HARNEI't.GOtINn
Np CCt $ OF ICE
I am sorry that I was unable to get the chamber's letter of opposition to the purpose
homeowners resolution of a 22% insurance increase in your hands before the Thursday meeting in
Raleigh. However, I did manage to send a letter directly to Commissioner Long on this issue.
Ms. Williams, of the Dunn Chamber informed me about midday on Wednesday, October
13, 1993, of the importance of our support. She said that she thought that the meeting was on
Friday or Monday. She later called back and stated that the meeting would be the next day
(Thursday) instead. This was too short of notice for me to get our letter of support to your office.
We, at the Coats Area Chamber of Commerce always want to be involved in all issues
concerning Harnett County communities and the citizens. We appreciate the County Manager's
office, and the efforts they are making to help stop this unjustified homeowners insurance rate
increase.
COATS
AREA CHAMBER
OF
COMMERCE
October 13, 1993
Department of Insurance:
Homeowners Insurance Rates
P.O. Box 26387
Raleigh, NC 27611
Attention: Jim Long, NC Insurance Commissioner
Dear Commissioner Long,
P.O. BOX 667
COATS, N.C. 27521
919 -897 -6213
The Coats Area Chamber of Commerce, its officers, Executive Board of Directors and the
chamber membership do hereby notify you that we are in opposition of the purposed resolution for
the twenty -two percent (22 %) increase of the homeowners insurance rate for Harnett County.
The purposed increase would pose a hardship on area homeowners; especially the elderly
homeowners on a fixed income. These are our retired senior citizen who have worked hard for
many years for their homes. Also, the many younger homeowners with growing families in the
county must be considered.
The Coats area fire -chief has worked for and achieved the ISO rating of a three (3) for
the Coats Community. Thus making the twenty two percent (22 %) increase unjustified.
DS /dh
cc: Harnett County Manager's Office
1 illington, NC 27546
Sincerely,
L ov'
Darrell Smitb, President
Coats Area Chamber of Commerce
DUNN AREA CHAMBER OF COMMERCE, Inc.
209 West Divine Street, P.O. Box 548, Dunn, North Carolina 28335
919 -892 -4113 91
ACCREDITED
CHAMKR Of COMMIRCL
Resolution Concerning Homeowner f.M,MAfO Fir cOMMtPrt
9 Or rMr JM1.•L 11 •Itert'i
Insurance Rate Increase in Hnrne.tt. County
THAI' WHEREAS the Board of
of Commerce have become aware
Commissioners end local media
could experience a twenty two
insurance premiums if approved
Insurance; and
Directors of the Ilur'tn Area Chamber
through the Harriett County hoard of
that, the homeowners of our county
(22) percent increase in homeowners
by the North Carolina Department. of
WHEREAS, this will be a tremendous financial burden uperrr out-
citizens whom enjoy the American Drenm of owning a home; and
WHEREAS, Harnett County has esLablisl')Pd a Fire Marshals Office
for the purpose of enforcement and investigation; and
WHEREAS, Harnett County has invested millions of dollars in
fire protection, education, and inspections; and
WHEREAS, thin investment was in large phrt hared upon state
inmrndates Arid directives which implied Chet: strrh investments would
rer;trhin insurance costs and save consumer dollars; and
WHEREAS, a natural disaster is no more
County than any other County in the Stnte ut
,.rrrnnn An .. . . ..
WHEREAS, no person or machine OHn predi
the weather with regards to predetermined
damage.
prevalent to Harnett
North Carolina; and
E -tee¢. •'o Fa4e
cc the true nature, of
disasters and their
NOW, THEREFORE, BE IT RESOLVED, that the Hotird of Directors of
ttte Dunn Area Chamber of Commerce slrongl.y supports the Harnett
County Board of Commissioners in their- opposition to the proposed
rate increase of 22% for Harnett County that hnti bcaen requested by
the insurance companies.
This the Eighth Day of October, Nineteen Hundred and Ninety –
Three.
{; xy PorMr l I , Chairman
",9mnr,y WiI I «nc, Secretory